© 2025 EasySpend. Member FDIC. All rights reserved.
Important Disclosures:
Transaction Fees: 0.5% fee applies to all deposits (USD to digital asset conversion) and spending transactions (digital asset to USD conversion). This fee covers the cost of cryptocurrency conversion and processing. Additional fees may apply for ATM usage, international transactions, and card replacement.
Digital Asset Investment Risk: Cryptocurrency and digital asset investments, including Bitcoin, are highly volatile and carry substantial risk of loss. The value of your digital asset holdings may increase or decrease significantly and rapidly. Digital asset markets operate 24/7 and can experience extreme price swings. You may lose some or all of your invested money. Past performance does not guarantee future results. Digital assets are speculative investments.
Automatic Investment Process: All deposited USD funds are automatically converted to Bitcoin and other approved digital assets upon deposit. Digital asset holdings are not FDIC insured and are not guaranteed by the U.S. government. Only USD balances held temporarily during processing are FDIC insured up to applicable limits.
Welcome Bonus Terms: $25 digital asset bonus is credited to your account upon first qualifying deposit of $100 or more within 30 days of account opening. Bonus is provided in the form of digital assets and subject to the same risks and volatility. Bonus may be considered taxable income. Additional terms and conditions apply.
Spending and Conversion Process: When you make purchases, digital assets are automatically sold to USD at current market rates. Conversion happens in real-time and may be subject to market volatility, slippage, and additional conversion costs. Transaction amounts may vary slightly due to market fluctuations during processing.
Regulatory and Tax Considerations: Digital asset transactions may have tax implications. You are responsible for reporting any gains or losses for tax purposes. Digital asset regulations are evolving and may impact the availability or operation of this service. EasySpend may suspend or modify services based on regulatory requirements.
Market Hours and Availability: Digital asset markets operate 24/7, but card functionality may be limited during periods of extreme market volatility, technical maintenance, or regulatory restrictions. Service availability is not guaranteed at all times.
*Instant Approval: Approval is subject to identity verification and eligibility requirements. Not all applicants will be approved instantly. Some applications may require additional review.
FDIC Insurance: Funds are held at EasySpend's partner bank and are FDIC insured up to $250,000 per depositor, per insured bank, for each account ownership category, subject to FDIC rules.
Eligibility: You must be 18 years or older, have a valid Social Security number, and pass identity verification to qualify. Residents of certain states may not be eligible.
Card Delivery: Physical cards typically arrive within 7-10 business days. Delivery times may vary based on location and postal service.
Customer Statistics: Customer satisfaction ratings and user numbers are based on internal data as of December 2024.
Advertising Disclosure: EasySpend is a financial technology company, not a bank. Banking services provided by our FDIC-insured partner bank. This is an advertisement for financial services that include digital asset investment features. Digital asset services are not FDIC insured and involve substantial risk of loss. This product may not be suitable for all investors.